(Tetun) Agricultural activities are the foundation of economic development in rural communities.  When farming families have ready access to seed of improved varieties they can increase their crop yields and open the possibility to make profits.

Since May 2013, Seeds of Life has facilitated the integration of savings and loans (S&L) as a key activity of commercial seed producers (CSP) to assist the members in handling their financial assets.

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(Tetum) In rural Timorese communities, a large portion of people depend on agriculture for their livelihoods. As agriculture is often seasonal, this can mean incomes can be as well. During the harvest, most farmers have a source of income sufficient to cover their needs, but during other times of the year there are often no savings to pool from.

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